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Welcome to www.businessonabudget.org (the “Website”). By accessing or using this Website, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before using our Website.

1. Intellectual Property

All content on this Website, including but not limited to blog posts, book reviews, videos, animations, products, and digital downloads, is the intellectual property of Chinye Oseji unless otherwise stated. You may not modify, reproduce, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, products, or services obtained from this Website without prior written consent.

2. Use of Website

You agree to use this Website for lawful purposes only and not to engage in any conduct that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to any part of the Website or any systems or networks connected to the Website.

3. Blog Content

The blog content provided on this Website, including book reviews and other written materials, is for informational purposes only. The opinions expressed in these blog posts are those of the authors and do not necessarily reflect the views of Chinye Oseji. We are not responsible for any errors or omissions in the content provided on this Website.

4. Products and Services

This Website offers various products and services for sale, including but not limited to hoodies, t-shirts, AI writing prompts, digital planners, and ebooks. All purchases made through this Website are subject to our Shipping Policy and Refund and Returns Policy, which is incorporated herein by reference.

5. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which governs the collection, use, and disclosure of personal information obtained through this Website. By using this Website, you consent to the terms of our Privacy Policy.

6. Limitation of Liability

In no event shall Chinye Oseji or its affiliates be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this Website or the products and services offered herein. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Georgia, USA, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify or replace these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this page. Your continued use of the Website after any such changes constitutes acceptance of the new Terms.

9. Contact Us

If you have any questions about these Terms, please contact us at [email protected]

Thank you for visiting www.businessonabudget.org. We hope you enjoy your experience!